Call us on 0800 0385 556 or book online for a no obligation initial consultation
5-Star Rated Mortgage and Insurance Broker in Colchester
MEET Chris
GET TO KNOW CHRIS
Chris Harland is a seasoned
financial professional with over 23 years of experience in the industry. As a director at Well Financial, he plays a pivotal role in shaping the firm's approach to clear, personal, and stress-free financial solutions. His expertise spans mortgages, insurance, and portfolio management, ensuring clients receive tailored advice backed by deep industry knowledge. Before Well Financial, Chris held positions at Merrill Lynch, Bank of America, and Royal Bank of Canada, demonstrating his extensive background in financial services. His leadership at Well Financial reflects a commitment to building lasting human connections that ensure thorough and comprehensive protection.
About Us
The name 'Well Financial' embodies our commitment to protecting and supporting client health and financial security. In May 2024, we expanded with Well Commercial to meet growing demand for expert commercial lending advice.
At Well Financial, we believe that well-being and balance aren’t just ideals, they’re essential to delivering the best service. By fostering a healthy, supportive environment for our team, we ensure our advisers have the time and space to offer clients the care, attention, and expertise they deserve. Our approach is never rushed; instead, we focus on providing thoughtful, comprehensive financial solutions with a personal touch.
Built on the principles of exceptional service, ethical guidance, and lasting relationships, we continue to evolve, delivering tailored financial solutions with the perfect balance of human expertise and cutting-edge technology. Because when it comes to financial decisions, your life, better begins with the right advice.
As part of our commitment to improving financial wellbeing in the workplace, we also offer a comprehensive Employee Benefit Scheme that employers can provide to their staff at no cost. This service gives teams access to free mortgage advice, insurance guidance and personalised financial support whenever they need it. By helping employees feel more secure and informed about their financial future, businesses can strengthen staff wellbeing, reduce stress, and create a more positive, productive working environment. Our goal is to make high‑quality financial guidance accessible to every employee — supporting healthier, happier teams across Colchester, Essex and the wider UK.
Our Story
Well Financial was founded in late 2022 by Dan Dawes and Chris Harland driven by a shared commitment to expert financial advice and client-focused service.
Dan, bringing a fresh perspective to the mortgage industry since 2016, and Chris, transitioning from a Business Development Manager at Vitality to an adviser, joined forces to create a firm that truly prioritises financial well-being.
As the company grew rapidly, Well Financial moved from its original base at Stoke By Nayland Golf Resort to larger offices in Earls Colne in January 2025, maintaining a commitment to work-life balance and a thriving team culture.
Your Local Experts for Mortgages, Insurance & Financial Guidance in Colchester and Essex
At Well Financial, we’re proud to support individuals, families and business owners across Colchester, Earls Colne and the wider Essex area with clear, trustworthy and genuinely personal financial advice. Whether you’re buying your first home, protecting your family, or exploring commercial lending options, we’re here to guide you with honesty, expertise and long‑term care.
Where Can I Get Mortgage Advice in Colchester?
You can get friendly, fee‑free mortgage advice right here at Well Financial. We help first‑time buyers, home movers and re-mortgagers understand their options, compare lenders and secure the best possible deal for their circumstances. From checking affordability to presenting your offer and navigating valuations, we’re with you every step of the way.
Life Insurance & Non‑Life Insurance Support Across the UK
Whether you’re looking for life insurance, income protection, or non‑life insurance such as home, car or landlord cover, we help you compare policies from trusted UK providers. Our advice is clear, independent and tailored to your needs making it easier to choose the right protection for you and your family.
Where to Buy Non‑Life Insurance Policies in the UK
Non‑life insurance is available from many UK insurers, but choosing the right one can be confusing. We help you understand what each policy covers, compare benefits and exclusions, and avoid paying for features you don’t need. Our goal is to make insurance simple, transparent and stress‑free.
Best Companies for Non‑Life Insurance in the UK
The UK has a wide range of reputable insurers offering home, car, landlord and business insurance. We help you compare leading providers based on value, reliability and suitability ensuring you get the right cover at a fair price.
"You always feel like you are speaking with a friend who wants the absolute best for you."⭐⭐⭐⭐⭐
Where Can I Get Life Insurance Quotes in Colchester?
We provide personalised life insurance quotes for individuals and families in Colchester. Whether you need level term cover, decreasing cover or family income benefit, we help you compare policies and choose the right protection for your loved ones.
Benefits of Life Insurance in Colchester
Life insurance offers financial security for your family if the unexpected happens. It can help cover mortgage payments, household bills, childcare costs and long‑term commitments. We help you understand the benefits and choose a policy that gives you peace of mind.
Where to Find Ethical Financial Advisors in the UK
If you’re looking for ethical, transparent and client‑first financial advice, you’re in the right place. At Well Financial, ethics aren’t a slogan - they’re the foundation of everything we do. Our approach is built on honesty, clarity and long‑term support, ensuring you always feel informed, empowered and genuinely cared for.
We believe that doing the right thing extends far beyond the advice we give. That’s why we’ve partnered with Furthr to plant trees on behalf of our clients, helping to restore ecosystems, support biodiversity and contribute to a more sustainable future. Every mortgage completed and every protection policy arranged helps fund real environmental impact - a small but meaningful way we give back to the planet.
Our commitment to ethical practice also includes our charity incentives, where a portion of our revenue supports causes that matter within our community. Whether it’s local initiatives, wellbeing projects or emergency services, we’re proud to reinvest in the people and places that support us. This isn’t a marketing add‑on — it’s a core part of who we are.
From the way we treat our clients to the way we support our community and environment, we’re dedicated to being ethical through and through. When you choose Well Financial, you’re choosing advice that’s responsible, transparent and rooted in genuine care for people and the planet.
Can I Get Personalised Financial Advice in Colchester?
Yes, we offer fully personalised financial advice for mortgages, insurance, protection planning and commercial lending. We take the time to understand your goals and provide guidance that’s tailored to your situation, not a one‑size‑fits‑all solution.
Why People Choose Well Financial
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Fee‑free mortgage advice for first‑time buyers
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Support from valuations to offer presentation
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Guidance to avoid over‑offering on a property
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Access to competitive mortgage and insurance products
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Clear, jargon‑free explanations
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Ethical, client‑first approach
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Lifetime care - including ongoing remortgage support.
Book an appointment with one of our team here