AFFORDABILITY CALCULATOR
Find out how much you could borrow with our quick and easy Mortgage Affordability Calculator. Simply enter your income and outgoings to get an instant estimate based on real‑world lender criteria. Perfect for first‑time buyers, home movers and anyone planning their next step, this tool gives you a clear starting point before speaking to an adviser.
Call us on 0800 0385 556 or book online for a no obligation initial consultation
A real adviser will check your numbers for you.
Your numbers are a great starting point, but lenders assess far more than a calculator can show.
If you want a clear picture of what you can actually borrow, what rates you qualify for, and which lenders are the best fit for your situation, our advisers can check everything for you.
It’s free, friendly and there’s no obligation. Just complete the form and we’ll get back to you with personalised guidance.
Your details are safe and never shared.
WHY CHOOSE US
FINANCIAL CONFIDENCE WITH A HUMAN TOUCH
We solve complex mortgage problems
We have whole of market access and are specialists in complex cases. From contractors and freelancers to unusual income or credit histories, we thrive where others say no.
5- Star rated communication at every step, your way
Keep in touch with your Adviser via Whatsapp, phone, email or zoom every step of the way.
One Adviser from Start to Finish
No call centres. Just a personal, consistent connection from first enquiry to final offer.
Free support to become a first time buyer
Our free support service for aspiring first-time buyers: from savings tips to credit building and mortgage prep long before you’re ready to apply.
Smart Tech, Seamless Process
Secure online portal for document uploads and progress tracking.
Meaningful Mortgages Partnership
We're committed to sustainability and supporting our communities. That's why we plant trees and create Meaningful Mortgages with our charity partnership programme.
Many people come to us feeling unsure about their next move, whether they can afford the home they’ve fallen in love with, how their current mortgage affects things, or what their options look like in today’s market.
One family recently told us they’d spent weeks comparing rates online, speaking to their bank, and trying to understand how porting, early‑repayment charges and new borrowing limits worked. The more they read, the more overwhelmed they felt.
They weren’t alone. Most home movers don’t have the time to decode lender criteria, work out what they can borrow on their next property, or understand how their existing mortgage fits into the picture.
After a simple conversation, we were able to break everything down clearly, explain their options in plain English, and map out a plan that worked for both their budget and their timeline. They left feeling lighter, more confident, and finally able to focus on the excitement of their new home.
That’s exactly what we aim to do for every client.
GUIDES:
Read more from our experts
How Our Process Works
1
Understanding Your Needs
We begin around 6 months before your mortgage is up for renewal. This gives us enough time to watch the market and apply for the best rate.
2
We Check Your Options Across the Market
We look at the full range of lenders offering remortgage options, check what you qualify for, and break it all down in simple terms so you can make confident decisions. We will keep checking and updating throughout the process.
3
Get a Clear, Personalised Recommendation
We’ll talk you through the options that fit your budget and circumstances.
4
We Handle the Application for You
Once you’re happy, we prepare your application, liaise with the lender, and keep you updated at every stage. No stress, no chasing, no confusing paperwork.
5
Ongoing Support
When your remortgage is approved, we stay by your side right through to completion - and we’re here for future reviews, new deals, and any questions along the way