First Time Buyers Help

Saving for a deposit is one of the biggest hurdles first‑time buyers face. With UK house prices rising steadily, many wonder if they’ll ever save enough. The good news? You don’t always need a huge deposit

What Can Stop You Getting a Mortgage in the UK? Here's how to overcome the hurdles.

Finding the right mortgage can feel like a big task, but it doesn’t have to be. At Well Financial, we make the process simple, transparent, and stress-free. Whether you’re buying your first home, moving house, or just starting to explore your options, this guide covers everything you need to know about mortgages in the UK - from how they work to how much you could borrow. When you’re ready, use our mortgage calculator for a quick estimate, or book a free appointment with on

A Complete Guide for First-Time Buyers Buying a home is one of the biggest financial steps you’ll ever take. For many first-time buyers, it’s also one of the hardest. With house prices outpacing wage growth and deposit requirements remaining high, it’s no wonder so many people ask: can parents help with a mortgage? The short answer is yes - there are several ways your parents can help you onto the property ladder. From gifting money to acting as a guarantor, the “Bank of Mum

Essential Mortgage Checklist for First-Time Buyers ✅ Proof of ID & Address – Passport or driving licence, plus a recent utility bill or bank statement. ✅ Proof of Income – Payslips (usually last 3 months) or tax returns if self-employed. ✅ Bank Statements – Typically 3–6 months to show financial stability. ✅ Credit Report – Check your credit score and resolve any issues before applying. ✅ Deposit – Aim for at least 5–10