The TikTok Claim in a Nutshell The viral TikTok says: “split your monthly payments into two bi-weekly payments and and you'll pay off your mortgage potentially 11 years earlier" Let’s unpack and fact check all that. 1. The Biweekly “Extra Payment” Trick: Fact vs Fiction True : Paying every two weeks does usually result in 26 half‑payments per year - equivalent to 13 monthly payments. That extra one helps lower interest and term length. This biweekly mortgage "hack" promoted o