Mortgage Rate Update 25/02/26

Hi All,

Please see below table of the current best rates for purchases available across the various mortgage options and loan to values.

A relatively quiet week for rate movements, but an all‑green board is always a welcome sight. Interestingly, despite recent upward pressure, we’ve now seen a new low in the 3‑year fixed range at 85% LTV compared with the peaks of 2023, along with the lowest average 3‑year fixed remortgage rate we’ve recorded in this period.

Our expectation is that pricing will largely hold around these levels, perhaps with a few modest reductions, until the Bank of England meets next month.

Purchase mortgages

·        Total change across the board: 0.06% reduction

·        Fixed rate change: 0.06% reduction

• Variable change: No change

• Biggest drop: 3 year fixed at 90% LTV with a drop of 0.04%

• Biggest increase: None

Remortgages

·        Total change across the board: 0.2% decrease

·        Fixed rate change: 0.2% decrease

• Variable change: No change

• Biggest drop: 3 year fixed at 90% LTV with a drop of 0.14%!!

• Biggest increase: None

Please don’t hesitate to contact us if you would like further information on these.